Terms of Service

Article 1. Purpose

These Terms of Service define the rights, obligations, and responsibilities between Integra (hereinafter "Company") and users in relation to the use of the NOIR PALACE / BaccaratIQ service (hereinafter "Service").

Article 2. Definitions

• "Service" refers to the baccarat statistical analysis tools, strategy simulators, educational game demos, and related content provided by the Company.
• "User" refers to members and non-members who use the Service under these Terms.
• "Member" refers to a person who has registered for the Service and been assigned a username.
• "Virtual Coins" refers to virtual currency used only within the Service and cannot be exchanged for real money.
• "Subscription" refers to the purchase of premium feature access on a monthly or annual basis.

Article 3. Nature of the Service

Article 4. Agreement Formation

• A service agreement is formed when the user agrees to these Terms, applies for membership, and the Company accepts the application.
• Guest accounts are created instantly without a registration process. By using the Service, users are deemed to have agreed to these Terms.
• Persons under 19 years of age may not use the Service.

Article 5. Service Content

Article 6. Paid Services and Payment

• Paid services are provided on a monthly or annual subscription basis.
• Payments are processed through Stripe. The Company does not directly store card information.
• Subscriptions are automatically renewed unless cancelled.
• Charges are based on the prices displayed on the Service pricing page.

Article 7. Refund Policy

• Full refund is available if requested within 7 days of subscription start.
• After 7 days, refunds for the remaining period are not available.
• Refund requests should be sent to support@noir-palace.com.
• If the Service is unavailable due to the Company's fault, the usage period will be extended or a refund will be issued for the affected period.

Article 8. User Obligations

Users shall not engage in the following activities:

• Registering using another person's information.
• Disrupting Service operations (abnormal access, bot usage, etc.).
• Using the Service for activities that violate applicable laws.
• Distorting analysis results and selling them to third parties.
• Infringing on the Company's intellectual property rights.

Article 9. Company Obligations

• The Company strives to provide stable services.
• The Company complies with its Privacy Policy to protect user personal information.
• Prior notice will be given when service interruption is necessary for maintenance.

Article 10. Disclaimer

• The Company is not liable for service interruptions caused by force majeure such as natural disasters, war, or carrier service outages.
• Analysis results, betting suggestions, and strategy simulation results provided by the Company are statistical reference materials. The Company is not responsible for users' decisions based on these materials or any resulting losses.
• The Company is not liable for data loss during service use unless caused by the Company's intentional act or gross negligence.

Article 11. Intellectual Property

• Intellectual property rights for software, analysis algorithms, design, and content included in the Service belong to the Company.
• Users may not commercially use or redistribute information obtained through the Service without the Company's prior consent.

Article 12. Termination and Withdrawal

• Users may request withdrawal at any time through in-service settings or email.
• Upon withdrawal, personal information is handled according to the Privacy Policy.
• If withdrawing during an active subscription, the Refund Policy (Article 7) applies.

Article 13. Dispute Resolution

• In case of disputes related to Service use, the Company and user shall resolve them through good faith negotiation.
• If negotiation fails, the competent court shall be the court located in the Company's jurisdiction.
• These Terms shall be interpreted in accordance with the laws of the Republic of Korea.

Article 14. Amendments

• The Company may amend these Terms when there is reasonable cause.
• Amended Terms will be announced through in-service notices at least 7 days before taking effect.
• Users who do not agree to the amended Terms may discontinue use and withdraw from the Service.

Supplementary Provisions

These Terms of Service are effective from April 1, 2026.

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